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+6

The $3.7 Trillion Question Your Town Can't Answer

Aug 18, 2026

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3 min read

The $3.7 Trillion Question Your Town Can't Answer

The engineers who graded American infrastructure this cycle put a $3.7 trillion price on the gap. They also admitted, in the same report, that a lot of the underlying data is missing.

Erik Zimmer
Erik Zimmer

SMB

+7

Twelve Weeks In: What The GAIN Report Has Been About (And What's Coming Next)

Aug 12, 2026

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3 min read

Twelve Weeks In: What The GAIN Report Has Been About (And What's Coming Next)

Twelve weeks ago I sent this newsletter to a few hundred people and made one argument. I have been making the same argument ever since.

Erik Zimmer
Erik Zimmer

SMB

+6

What Cities Should Do This Quarter to Cut Their Small-Business Failure Rate

Aug 3, 2026

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3 min read

What Cities Should Do This Quarter to Cut Their Small-Business Failure Rate

Most economic development offices count how many businesses opened. Almost none count how many are still open three years later. That one reporting habit is why so much public money goes into ventures that were never going to make it.

Erik Zimmer
Erik Zimmer

SMB

+9

The Rental Property Owner's Blind Spot: Contents Nobody Documented

Jul 24, 2026

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2 min read

The Rental Property Owner's Blind Spot: Contents Nobody Documented

You documented the lease, the deposit, and the walk-through. You never documented the couch, the TV, or the appliances. That gap is where deposit disputes live.

Erik Zimmer
Erik Zimmer

SMB

+7

The High Cost of Counting: Why Manual Inventory Is a Leadership Failure

Jul 20, 2026

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3 min read

The High Cost of Counting: Why Manual Inventory Is a Leadership Failure

Somewhere in your operation right now, a capable person is spending an afternoon counting things by hand. That afternoon costs you more than their salary.

Erik Zimmer
Erik Zimmer

SMB

+5

The Boomer Business Sale Nobody's Pricing Right

Jun 29, 2026

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3 min read

The Boomer Business Sale Nobody's Pricing Right

Roughly two and a half million boomer-owned businesses are heading for the exit this decade, and most of them are about to be priced on a number that's already wrong. The seller is reading the old margins. The buyer who reads the new ones gets the deal of the decade.

Erik Zimmer
Erik Zimmer

SMB

+7

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

Jun 22, 2026

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3 min read

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

I put laundromats near the top of the 2020 file. I'd cross them off today, and I want to walk you through the math before anyone wires money into one.

Erik Zimmer
Erik Zimmer

SMB

+4

The Clerical Rot of Manual Inventory — and the AI That Just Killed It

Jun 10, 2026

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3 min read

The Clerical Rot of Manual Inventory — and the AI That Just Killed It

Some processes survive because they work. Most survive because nobody got around to killing them.

Erik Zimmer
Erik Zimmer

SMB

+3

Why I'm Reopening a 2020 File

Jun 8, 2026

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2 min read

Why I'm Reopening a 2020 File

Six years ago, I built a list of small-town businesses I believed had a real shot. Then I shelved it. This week it came back off the shelf — and AI changed every line.

Erik Zimmer
Erik Zimmer

SMB

+5

Before You List, Before You Sell: The Asset Inventory Smart Realtors Are Recommending

May 29, 2026

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2 min read

Before You List, Before You Sell: The Asset Inventory Smart Realtors Are Recommending

The contract is signed. The closing date is set. Then someone asks: what exactly comes with the house?

Erik Zimmer
Erik Zimmer

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