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How-It-Works

SMB

+7

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

Jun 22, 2026

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3 min read

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

I put laundromats near the top of the 2020 file. I'd cross them off today, and I want to walk you through the math before anyone wires money into one.

Erik Zimmer
Erik Zimmer

Natural Disasters

+4

Standing in the Rubble: What Happens When You Can't Prove What You Owned

Jun 5, 2026

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3 min read

Standing in the Rubble: What Happens When You Can't Prove What You Owned

After every major loss event in Florida, I have watched the same scene. A homeowner in the driveway. An adjuster with a tablet. In 2026, the tablet has AI running on it. That changes the math less than you think.

Erik Zimmer
Erik Zimmer

FEMA

+7

Why the FEMA Claim Gets Denied After the Storm

Jun 3, 2026

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3 min read

Why the FEMA Claim Gets Denied After the Storm

The storm is the part every town plans for. The part that quietly costs a town money shows up months later, in a letter from FEMA.

Erik Zimmer
Erik Zimmer

Natural Disasters

+3

The $500K Gap in Your Homeowner's Policy You Don't Know About

May 26, 2026

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3 min read

The $500K Gap in Your Homeowner's Policy You Don't Know About

You have a policy. You pay the premiums. And when the loss finally comes, you find out the two have almost nothing to do with what you get back.

Erik Zimmer
Erik Zimmer

How-It-Works

+3

What Is AI Asset Indexing — and Why It's 10 Years Overdue

May 21, 2026

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2 min read

What Is AI Asset Indexing — and Why It's 10 Years Overdue

The Fixer's Brief // 5-minute read

Erik Zimmer
Erik Zimmer

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