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SMB

+6

The $3.7 Trillion Question Your Town Can't Answer

Aug 18, 2026

•

3 min read

The $3.7 Trillion Question Your Town Can't Answer

The engineers who graded American infrastructure this cycle put a $3.7 trillion price on the gap. They also admitted, in the same report, that a lot of the underlying data is missing.

Erik Zimmer
Erik Zimmer

SMB

+7

Twelve Weeks In: What The GAIN Report Has Been About (And What's Coming Next)

Aug 12, 2026

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3 min read

Twelve Weeks In: What The GAIN Report Has Been About (And What's Coming Next)

Twelve weeks ago I sent this newsletter to a few hundred people and made one argument. I have been making the same argument ever since.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+6

The Five Things Every Asset-Serious Person Has in Place (And Most People Don't)

Aug 6, 2026

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3 min read

The Five Things Every Asset-Serious Person Has in Place (And Most People Don't)

I have spent twenty-five years in rooms where people move real money. The ones who protect what they built all share a short list. Most people have four of the five.

Erik Zimmer
Erik Zimmer

SMB

+6

What Cities Should Do This Quarter to Cut Their Small-Business Failure Rate

Aug 3, 2026

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3 min read

What Cities Should Do This Quarter to Cut Their Small-Business Failure Rate

Most economic development offices count how many businesses opened. Almost none count how many are still open three years later. That one reporting habit is why so much public money goes into ventures that were never going to make it.

Erik Zimmer
Erik Zimmer

SMB

+9

The Rental Property Owner's Blind Spot: Contents Nobody Documented

Jul 24, 2026

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2 min read

The Rental Property Owner's Blind Spot: Contents Nobody Documented

You documented the lease, the deposit, and the walk-through. You never documented the couch, the TV, or the appliances. That gap is where deposit disputes live.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+9

The Vote Was 108-0. The Bill Died Anyway.

Jul 22, 2026

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4 min read

The Vote Was 108-0. The Bill Died Anyway.

On March 5, every member of the Florida House who cast a vote agreed that a human being should have to read your insurance claim before an algorithm denies it. Eight days later the bill was dead.

Erik Zimmer
Erik Zimmer

SMB

+7

The High Cost of Counting: Why Manual Inventory Is a Leadership Failure

Jul 20, 2026

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3 min read

The High Cost of Counting: Why Manual Inventory Is a Leadership Failure

Somewhere in your operation right now, a capable person is spending an afternoon counting things by hand. That afternoon costs you more than their salary.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+9

What Smart Families Do Before a Major Life Transition

Jul 17, 2026

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2 min read

What Smart Families Do Before a Major Life Transition

Every major life transition arrives with a box nobody wants to open: what is in the house, and who gets it.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+10

The 20X Multiple: How AI Agents Are Rewriting the Math of Property Protection

Jul 15, 2026

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2 min read

The 20X Multiple: How AI Agents Are Rewriting the Math of Property Protection

For most of my career, the way you got a big job done was simple. You added people.

Erik Zimmer
Erik Zimmer

Entrepreneur

+5

The IT Shop Is the Easiest AI Play in Your Town Right Now

Jul 13, 2026

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3 min read

The IT Shop Is the Easiest AI Play in Your Town Right Now

Every small town has a guy who fixes the printers. He has a key to the chamber office, the clinic, and the law firm, and he shows up at eleven at night when the server dies. He is sitting on the best AI business in town, and most of the time he doesn't know it.

Erik Zimmer
Erik Zimmer

FEMA

+7

Before You List, Before You Sell: The Hurricane Season Is Here. Is Your Home in the Cloud?

Jul 2, 2026

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1 min read

Before You List, Before You Sell: The Hurricane Season Is Here. Is Your Home in the Cloud?

Hurricane season opened June 1. If a storm took your house tomorrow, could you prove what was inside it?

Erik Zimmer
Erik Zimmer

Entrepreneur

+5

The $3.5M Sewer Pipe — And What It Taught Me About Knowing What You Actually Own

Jun 30, 2026

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3 min read

The $3.5M Sewer Pipe — And What It Taught Me About Knowing What You Actually Own

A city I ran once came within one signature of spending three and a half million dollars to build something it already owned.

Erik Zimmer
Erik Zimmer

SMB

+5

The Boomer Business Sale Nobody's Pricing Right

Jun 29, 2026

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3 min read

The Boomer Business Sale Nobody's Pricing Right

Roughly two and a half million boomer-owned businesses are heading for the exit this decade, and most of them are about to be priced on a number that's already wrong. The seller is reading the old margins. The buyer who reads the new ones gets the deal of the decade.

Erik Zimmer
Erik Zimmer

AI

+7

The Buyer's Asset Audit: Why the Smartest Purchasers Index Before They Close

Jun 25, 2026

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1 min read

The Buyer's Asset Audit: Why the Smartest Purchasers Index Before They Close

You're about to wire seven figures for a house. Do you actually know what's staying in it?

Erik Zimmer
Erik Zimmer

Probate Attorneys

+7

The Legacy You're Leaving Behind (Without a Record of What It's Worth)

Jun 23, 2026

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3 min read

The Legacy You're Leaving Behind (Without a Record of What It's Worth)

Your will is precise about the house, the accounts, the policies. It goes quiet on everything inside the walls.

Erik Zimmer
Erik Zimmer

SMB

+7

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

Jun 22, 2026

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3 min read

The Laundromat Was a Good 2020 Bet. It's a Bad 2026 Bet

I put laundromats near the top of the 2020 file. I'd cross them off today, and I want to walk you through the math before anyone wires money into one.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+5

Behind the Scan: How AI Turns a Photograph Into a Defensible Asset Record

Jun 18, 2026

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1 min read

Behind the Scan: How AI Turns a Photograph Into a Defensible Asset Record

You have watched AI write code and summarize meetings. Here is what it does with a photograph of your living room.

Erik Zimmer
Erik Zimmer

Entrepreneur

+6

The Tree Trimmer Who Should Be Charging More

Jun 15, 2026

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3 min read

The Tree Trimmer Who Should Be Charging More

The most profitable business opportunity in your town might be a man with a chainsaw and a spiral notebook. The notebook is the problem.

Erik Zimmer
Erik Zimmer

Probate Attorneys

+8

Five Questions Every Insurance Agent Should Ask Their Clients This Week

Jun 11, 2026

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2 min read

Five Questions Every Insurance Agent Should Ask Their Clients This Week

Most contents conversations happen after the loss, with an adjuster in the driveway. The good agents are having them now.

Erik Zimmer
Erik Zimmer

SMB

+4

The Clerical Rot of Manual Inventory — and the AI That Just Killed It

Jun 10, 2026

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3 min read

The Clerical Rot of Manual Inventory — and the AI That Just Killed It

Some processes survive because they work. Most survive because nobody got around to killing them.

Erik Zimmer
Erik Zimmer

FEMA

+7

Why the FEMA Claim Gets Denied After the Storm

Jun 3, 2026

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3 min read

Why the FEMA Claim Gets Denied After the Storm

The storm is the part every town plans for. The part that quietly costs a town money shows up months later, in a letter from FEMA.

Erik Zimmer
Erik Zimmer

AI

+4

The Alpine Playbook: A City Manager's Field Guide to Knowing What You Own

Jun 1, 2026

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3 min read

The Alpine Playbook: A City Manager's Field Guide to Knowing What You Own

When I became city manager of a bankrupt Texas town, the most expensive problem on my desk was a question no one could answer: what does this city own, and what shape is it in?

Erik Zimmer
Erik Zimmer

Entrepreneur

+4

Andreessen, a Steamboat, and the Cost of Being Early

May 24, 2026

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3 min read

Andreessen, a Steamboat, and the Cost of Being Early

When Marc Andreessen wanted to explain how big AI really is, he reached back to the steam engine. In my family, that is not a metaphor.

Erik Zimmer
Erik Zimmer

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